We are well aware that second only to your home purchase, college funding will be one of the largest investments you will make. While we want to provide every opportunity for our children it should not be funded by sacrificing your financial plans for the future. As Financial Advisors, our Wealth Management Program can provide families with critical help needed.

These include:

  • Retirement Plan design and oversight
  • Tax Strategies
  • Investment Management
  • Asset Optimization
  • Insurance Solutions
  • Wealth Transfer
  • Risk Management
  • Business Succession Planning
  • Employer Benefits
  • Employee Education in the Workplace
  • Charitable giving

What should you be doing NOW


When your student is in their junior year, you must start getting your finances in order. You also need to have realistic expectations of your student’s abilities. Simultaneously, your student should have realistic expectations of how much your family can afford for college.

While many colleges may offer great financial aid award packages, certain cities are considerably more expensive for housing, transportation, and food. When added all together, these extras may exceed a family’s budget.

Encourage and motivate your student in their classes, activities, and talents. A little positive reinforcement can go a long way.

Plan family vacations to visit schools.

Get your taxes done early!

If there is tension in a family due to a divorce or separation, put it aside for the benefit of your child. A divorce or separation by no means exempts one parent from participating in the college application and planning process. In fact, BOTH parents’ educational, professional, and financial information will almost always be required.

Don’t delay filling out the FAFSA and other institutional financial forms.

Stay on top of your student regarding deadlines and registration dates.

Get involved – helping your student research schools can be fun and educational at the same time.

Learn as much as you can from friends, family, and neighbors. If this is your first child to go to college, this application process can be daunting. The more you know, the better prepared you will be!